1
Sign Up2
Build Credit3
Buy Your HomeChoose your path to homeownership
Every plan includes automated rent reporting and access to a licensed loan officer. Cancel anytime.
Starter
Begin your credit journey
$9.99/mo
- ✓Experian reporting
- ✓Monthly credit updates
- ✓Credit progress dashboard
MOST POPULAR
Premium
The complete credit building system
$19.99/mo
- ✓All 3 bureaus — Experian, TransUnion & Equifax
- ✓Monthly credit updates
- ✓Credit progress dashboard
- ✓Homebuying education content
- ✓Direct access to a licensed LO
BEST VALUE
Premium + Boost
All 3 bureaus + 24 months of history added instantly
$19.99/mo + $99 one-time
- ✓Everything in Premium
- ✓24 months retroactive rent history
- ✓Instant score impact — results in days
- ✓Plaid bank verification included
- ✓Fastest path to mortgage-ready
or sign up first, choose plan after
🔒
Bank-level security
⚡
5 min setup
✕
Cancel anytime
By continuing you agree to our Terms of Service and Privacy Policy. BetterCredit is founded by a licensed loan officer.