1
Sign Up
2
Build Credit
3
Buy Your Home

Choose your path to homeownership

Every plan includes automated rent reporting and access to a licensed loan officer. Cancel anytime.

Starter

Begin your credit journey

$9.99/mo
  • Experian reporting
  • Monthly credit updates
  • Credit progress dashboard
MOST POPULAR

Premium

The complete credit building system

$19.99/mo
  • All 3 bureaus — Experian, TransUnion & Equifax
  • Monthly credit updates
  • Credit progress dashboard
  • Homebuying education content
  • Direct access to a licensed LO
BEST VALUE

Premium + Boost

All 3 bureaus + 24 months of history added instantly

$19.99/mo + $99 one-time
  • Everything in Premium
  • 24 months retroactive rent history
  • Instant score impact — results in days
  • Plaid bank verification included
  • Fastest path to mortgage-ready
or sign up first, choose plan after
🔒
Bank-level security
5 min setup
Cancel anytime

By continuing you agree to our Terms of Service and Privacy Policy. BetterCredit is founded by a licensed loan officer.