Most renters don't buy homes because of their credit score.
We change that — and connect you with a licensed loan officer when you're ready.
BetterCredit reports your on-time rent payments to the credit bureaus so every month you pay rent, you're building toward a mortgage.
Founded by a licensed loan officer — when you're mortgage-ready, you can choose to work with an LO who already knows your file.
Setup in 5 minutes · Cancel anytime · No setup fees
Three steps to homeownership
Sign up in 5 minutes
Enter your rent amount, landlord details, and payment method. We verify everything and set up automated reporting.
We report every payment
Each on-time rent payment is reported to the bureaus — Experian on Starter, all three on Premium. Month after month.
We help you buy
When you're ready to buy, you can connect with a licensed loan officer to talk through the mortgage process — from pre-approval to close.
Not just a tool. A trusted advisor.
Every other rent reporting service stops at the credit score. We start there. Our founder is a licensed loan officer — meaning when your score hits mortgage-ready, there's already someone in your corner who knows your file, knows the market, and can close your loan.
Choose your path to homeownership
Cancel anytime. No setup fees. No contracts.
Starter
Begin your credit journey
- ✓Experian rent reporting
- ✓Monthly credit updates
- ✓Credit progress dashboard
Premium
The complete credit-building system
- ✓All 3 bureaus — Experian, TransUnion & Equifax
- ✓Monthly credit updates
- ✓Credit progress dashboard
- ✓Homebuying education content
- ✓Direct access to a licensed LO
Premium + Boost
All 3 bureaus + 24 months of history
+ $99 one-time history boost
- ✓Everything in Premium
- ✓Up to 24 months retroactive rent history
- ✓One-time $99 — no recurring Boost fee
- ✓Plaid bank verification included
Not ready to sign up? Download the free guide →
Your rent is already paying someone's mortgage.
Make it count toward your credit history too.
Setup in 5 minutes. Cancel anytime.