The rent you already pay, reported to all three bureaus.

Bettercredit reports your on-time rent to Equifax, Experian and TransUnion every month, so the biggest payment you make is on the record when it’s time to buy a home.

Join the founding list See how it works

Reporting opens when our bureau credentialing completes. No charge until then.

Built to Metro 2®, the reporting standard Equifax, Experian and TransUnion accept.

1,900+

mortgage closings guided by our founder

setup fees, contracts, or hard credit pulls to enroll

24 mo

of past rent you can add on Premium

How it works

Three steps. No new debt. No new bills.

You’re already doing the hard part: paying rent on time. We handle the paperwork that makes it visible.

Link your rent

Connect the account you pay rent from, or share your lease details. Enrolling takes minutes, and it never requires a hard credit pull.

We report it, every month

Once verified and paid, your on-time rent payments will be reported. Bureaus determine how that factors into your credit score.

Build toward the keys

Watch your rent history build in your dashboard, and follow a step-by-step plan toward buying a home, at your pace.

Made for renters

Sound like you?

First-time buyers

Dreaming in down payments

You’re a few years out from buying. Start the record now, learn what lenders look for, and arrive prepared, not surprised.

Building credit from rent

Your biggest bill, finally on file

Rent is likely the largest payment you make every month. Reporting it can add that track record to your credit file, no new loan required.

No credit history yet

New to credit, not to paying on time

Thin file, fresh start, or new to the country: your rent can be the first tradeline that tells your story accurately.

Everything included

One membership, four tools for the journey

Rent Reporting

The core of the service: on-time rent, verified each month.

Starter & Premium

Credit Building Dashboard

See every reported payment, your streak, and what’s coming next. One honest picture, no gimmicks.

Starter & Premium

Free Credit Education Ebooks

Plain-English guides to credit, budgeting, and mortgages. Free for everyone, member or not.

Free for all

Path-to-Homeownership Toolkit

Pre-approval checklists, budget worksheets, and a plain-English walkthrough of what lenders look for.

Premium

Nathaniel Calder

Founder · loan officer for 11 years

Our story

Built by the person on the other side of the desk

“I sat across from renters who’d paid on time, every month, for years, and watched their files come back thin because rent never counted. Bettercredit is the company I always wished I could refer them to.”

That’s why every plan comes with more than reporting: plain-English education, real numbers, and a clear path toward buying, starting years before you ever apply.

1,900+

closings guided as a loan officer

100%

of members get his credit-education curriculum

Plans

Simple pricing, no surprises

No contracts, no setup fees, no hard credit pull to enroll. Cancel anytime and your reported history stays yours.

Starter

Start the record

$9.99/month

Monthly rent reporting to 1 bureau (Experian)

Credit Building Dashboard

Free credit-education library

Email support

Start with Starter

Learn the whole game, free. No plan required.

Our credit-education library covers credit files, budgeting, and the road to a mortgage, in plain English.

No spam, unsubscribe anytime.

Your data, guarded like it’s ours

Because trust is the whole product.

AES-256-GCM encryption

Identity details and bank tokens are encrypted at rest with AES-256-GCM under a key unique to your account, wrapped by a master key in a separate vault. Encrypted in transit, too, with read-only account connections.

Bank logins never shared

Bank connections run through Plaid — your login credentials are never shared with us.

Never sold

We don’t sell your personal information — and we share it only as our privacy policy describes.

Delete anytime

Cancel anytime and request deletion of your account data.

Your rent already proves you.
Let’s put it on the record.

Join the renters building their history, and their path home, one on-time payment at a time.

Join the founding list Get the free guides

Reporting opens when our bureau credentialing completes. No charge until then.

The rent you already pay, reported to all three bureaus.

Three steps. No new debt. No new bills.

Link your rent

We report it, every month

Build toward the keys

Sound like you?

Dreaming in down payments

Your biggest bill, finally on file

New to credit, not to paying on time

One membership, four tools for the journey

Rent Reporting

Credit Building Dashboard

Free Credit Education Ebooks

Path-to-Homeownership Toolkit

Built by the person on the other side of the desk

Simple pricing, no surprises

Learn the whole game, free. No plan required.

Your data, guarded like it’s ours

Your rent already proves you.Let’s put it on the record.

Your rent already proves you.
Let’s put it on the record.